The "Fair Lending: Can You Make Exceptions?" session provided a high level overview of fair lending examination procedures used by Federal Reserve examiners, describe the types of fair lending risk that banks are exposed to in underwriting and pricing consumer loans, and discussed how banks can control these risks and maximize consistency.
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“What’s Driving the Neutral Real Rate?" After years of near zero short-term interest rates—and real (inflation-adjusted) interest rates substantially below zero--, the Federal Reserve has begun to slowly raise the federal funds policy rate. Financial markets expect the Fed to continue raising the fed funds rate over the next few years, slowly erasing the accommodative monetary policy that has been in place since the financial crisis.
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The "In Plain English: Cybersecurity and IT Exam Expectations" session is designed for bank presidents, chief executive officers and board members and will explore: the basics of cybersecurity; cyber risks that pose the greatest threat to community banks; effective cyber controls; and what St. Louis Fed examination teams look for during information technology (IT) exams. Presenters will also offer their views on the best practices for an effective IT risk management program.
The "New Normal" of Liquidity: Current Environment, Funding Sources and Examination Expectations session is designed for bank presidents, executive officers and board members and will focus on current liquidity trends, benefits and risk of funding sources, and examination expectations.
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The webinar is designed to complement the February 27, 2018 Ask the Regulators session and will not include a presentation. Rather, St. Louis Fed accounting experts will answer your questions regarding information presented in thevAsk the Regulators webinar or other questions you may have regarding CECL implementation.