The “Commercial Real Estate in the 8th Federal Reserve District" session will focus on Commercial Real Estate (CRE) in the 8th Federal Reserve District and Nashville MSA. Real estate expert Brian Bailey from the Atlanta Fed will provide an update on CRE conditions, including CRE concentrations, trends, and hot/cool spots.
The "Fair Lending: Can You Make Exceptions?" session provided a high level overview of fair lending examination procedures used by Federal Reserve examiners, describe the types of fair lending risk that banks are exposed to in underwriting and pricing consumer loans, and discussed how banks can control these risks and maximize consistency.
Read More about Fair Lending: Can You Make Exceptions?
“What’s Driving the Neutral Real Rate?" After years of near zero short-term interest rates—and real (inflation-adjusted) interest rates substantially below zero--, the Federal Reserve has begun to slowly raise the federal funds policy rate. Financial markets expect the Fed to continue raising the fed funds rate over the next few years, slowly erasing the accommodative monetary policy that has been in place since the financial crisis.
Read More about What's Driving the Neutral Real Interest Rate?
The "In Plain English: Cybersecurity and IT Exam Expectations" session is designed for bank presidents, chief executive officers and board members and will explore: the basics of cybersecurity; cyber risks that pose the greatest threat to community banks; effective cyber controls; and what St. Louis Fed examination teams look for during information technology (IT) exams. Presenters will also offer their views on the best practices for an effective IT risk management program.
The "New Normal" of Liquidity: Current Environment, Funding Sources and Examination Expectations session is designed for bank presidents, executive officers and board members and will focus on current liquidity trends, benefits and risk of funding sources, and examination expectations.
Read More about The “New Normal” of Liquidity: Current Environment, Funding Sources and Examination Expectations