Conversations with the St. Louis Fed - Conversations Sub Site

2019 Conversations with the St. Louis Fed

12/31/2019

In 2019, Julie Stackhouse and other leaders in Supervision hosted the "Conversations with the St. Louis Fed" program live from seven locations in the Federal Reserve’s Eighth District. These events were held in the following locations:

April 11 Elizabethtown, Ky.
June 14 St. Louis, Mo.
Aug. 6 Mount Vernon, Ill.
Aug. 21 Memphis, Tenn.
Sept. 12 Bentonville, Ark.
Oct. 16 Little Rock, Ark.
Dec. 4 Jefferson City, Mo.

The Conversations with the St. Louis Fed, Live! program is designed as an open forum to address questions from Eighth District state member banks on key supervisory and regulatory topics. Julie and her team will be ready to cover a range of topics, from financial technology (fintech), cybersecurity and liquidity to CECL and CRA.

Commercial Real Estate in the Eighth District

9/11/2018

The “Commercial Real Estate in the 8th Federal Reserve District" session will focus on Commercial Real Estate (CRE) in the 8th Federal Reserve District and Nashville MSA. Real estate expert Brian Bailey from the Atlanta Fed will provide an update on CRE conditions, including CRE concentrations, trends, and hot/cool spots.

Presentation

Fair Lending: Can You Make Exceptions?

7/31/2018

The "Fair Lending: Can You Make Exceptions?" session provided a high level overview of fair lending examination procedures used by Federal Reserve examiners, describe the types of fair lending risk that banks are exposed to in underwriting and pricing consumer loans, and discussed how banks can control these risks and maximize consistency.

Presentation

What's Driving the Neutral Real Interest Rate?

5/22/2018

“What’s Driving the Neutral Real Rate?" After years of near zero short-term interest rates—and real (inflation-adjusted) interest rates substantially below zero--, the Federal Reserve has begun to slowly raise the federal funds policy rate. Financial markets expect the Fed to continue raising the fed funds rate over the next few years, slowly erasing the accommodative monetary policy that has been in place since the financial crisis.

Presentation

In Plain English: Cybersecurity and IT Exam Expectations

5/14/2018

The "In Plain English: Cybersecurity and IT Exam Expectations" session is designed for bank presidents, chief executive officers and board members and will explore: the basics of cybersecurity; cyber risks that pose the greatest threat to community banks; effective cyber controls; and what St. Louis Fed examination teams look for during information technology (IT) exams. Presenters will also offer their views on the best practices for an effective IT risk management program.

Presentation