The August 26, 2020, Conversations with the St. Louis Fed teleconference featured updates about the Eighth District by Senior Vice President Carl White. It also featured Vice President Allen North and Assistant Vice President Scott Smith who discussed Covid-19-related loan modifications, deferrals and loan loss reserves. Assistant Vice President Kevin Henry and Assistant Vice President Doug Kerr then reviewed Consumer Affairs exam procedures related to The Coronavirus Aid, Relief and Economic Security (CARES) Act and other changes banks may see in upcoming exams.