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• 1/29/2026

Core deposit growth at U.S. commercial banks accelerated in the first three quarters of 2025, by about 4% compared with 1.5% through the first three quarters of 2024. This was a welcomed improvement given that lending by banks also was higher in 2025, and banks use deposits to fund loans.

• 5/20/2025

The Federal Reserve System has developed a Cybersecurity Resources for Community Banks document. The resource document is a compilation of publicly available cybersecurity content for community bankers. The document includes links to potential sources of information, cybersecurity self-assessment tools, supervisory letters, Federal Reserve produced materials, and law enforcement contact information.

• 11/14/2024

Cybersecurity, regulation, and technology and funding costs are community bankers’ most pressing current concerns, according to an annual survey that covers the economic, regulatory, competitive and operational challenges they face.

• 9/27/2024

One of the pressures the banking industry has faced over the past two years is the rising cost of deposits. Rates paid on deposits have risen sharply since March 2022, when the Federal Reserve began tightening monetary policy. Although last week’s reduction in the Fed’s target range for the federal funds rate promises relief, there are factors other than monetary policy at play.

• 3/25/2024

Despite some headwinds going into 2024, the U.S. commercial banking industry posted satisfactory earnings, asset quality and capital in 2023, although several indicators were down from their 2022 levels.